2004年的贷款利率浮动政策对国有银行、城市商业银行和农村信用社在信贷市场上的行为塑造作用是值得研究的。
The different credit policies of state - owned commercial Banks, city commercial Banks and rural credit cooperatives under the floating loan rate policy adopted in 2004 are interesting.
央行将在招行实行试点，实施市场浮动利率。
从浮动利率到固定利率的转折，其间由银行完全承担了市场利率变化的风险。
From floating interest rates to fixed interest rates turn, during which the Banks fully assume the risk of changes in market interest rates.
并且在方法研究的基础上选取案例来检验浮动利率在贷款定价实践中的应用情况，指出贷款利率采取浮动方式可为银行规避一定的市场风险。
Moreover, it selected a case to verify the application of float price in the loan pricing which practice that float price can avoid the market-risk for Banks.
目前，我国对个人住房贷款实行浮动利率制度，即商业银行每年根据市场利率情况对房贷利率进行相应的调整。
At present, China's floating interest rates on housing loans to individuals of the system, namely, commercial Banks in accordance with market interest rates on loans annually adjusted interest rate.
利率市场化最为突出的特征就是允许贷款与大额存款的利率自由浮动。
The prominent characteristic of interest rates marketization is to allow the interest rates of large loans and deposit to float freely.
基于中国债券市场研究了固定利率和浮动利率债券的利率敏感性度量：久期和凸性。
Based on the bond market of China, the interest rate sensitivity measurement for fixed and floating rate bonds are studied in this paper. The approaches used are Duration and Convexity respectively.
当市场利率高于利率上限时，浮动利率债券以折价进行交易。
When the market yield is above its capped coupon rate, a floating-rate security will trade at a discount.
当市场利率高于利率上限时，浮动利率债券以折价进行交易。
When the market yield is above its capped coupon rate, a floating-rate security will trade at a discount.
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