以至使贷款的经营责任难以区分，治理效果趋于低效或无效，治理模式具有不经济性。

So it's hard to distinguish the operation responsibility in loan, management is in low effect or in vain, and the operation mode is uneconomical.

youdao

以至使贷款的经营责任难以区分，治理效果趋于低效或无效，治理模式具有不经济性。

So it's hard to distinguish the operation responsibility in loan, management is in low effect or in vain, and the operation mode is uneconomical.

youdao