但是，这无疑是在承担某些抵押贷款风险。
第二部分——个人住房抵押贷款风险防范与个人信用征信制度。
Section two: the risks prevention system of individual housing loan and the individual credit reporting system.
住房抵押贷款的风险等级评估是住房抵押贷款风险信用管理的重要内容。
The result shows this model provides important guidelines to banks management on residential mortgage loans credit risk rating evaluation.
对提前还款风险的研究和控制，已经成为个人住房抵押贷款风险管理的重要课题。
Thus, the study and control on the prepayment risk has become a key research subject of the risk management of personal housing mortgage loan.
文章分析了个人住房抵押贷款风险类型，探讨了其产生的原因，并提出了相应的防范对策。
This paper analyzed the kinds and causes of personal housing mortgage loan, and then advanced some countermeasures.
当个人信贷买房逐渐走进人们生活的时候，个人住房抵押贷款风险问题已成为当今热门的话题。
When buying a house with bank loan is popular in China, the risk of personal housing mortgage loan becomes to be today's live topic.
抵押贷款风险十年的历史，抵押贷款保险的银行和保险部门的两个兄弟的门是非常成功的合作范例。
Mortgage risk ten years of history, mortgage insurance for the banking and insurance division of the two brothers with the doors is very successful examples of cooperation.
本文从一家外资银行的实际经验出发，通过考察、分析不同方面的因素，提出构建我国个人无抵押贷款风险控制体系的若干建议。
This article studies a foreign bank's experience, analyzes different factors and brings up some suggestions for establishing personal unsecured loan risk control system.
他们几十年前建立区帮助银行合作经营集中的地区抵押贷款风险，并且是的住房更加提供的起。 但是当市场已经变得更加难懂更加复杂的时候。
They were set up decades ago to help banks pool concentrated regional mortgage risk and to make housing more affordable.
住房抵押贷款风险的防范和控制是一个系统工程，本文尝试从个人信用征信制度、担保制度、保险制度和住房抵押贷款证券化四个方面进行探讨。
This thesis intends to discuss this problem systematically from the following four aspects: individual credit reporting system, security system, insurance system and mortgage-backed securitization.
举例来讲﹐摩根·士丹利(Morgan Stanley)公布了套期保值之前和之后的商业抵押贷款风险敞口﹐而贝尔斯登、高盛和雷曼兄弟则没有。
For example, Morgan Stanley reports commercial-mortgage exposure before and after the effect of offsetting transactions, or hedges, while Bear, Goldman and Lehman don't.
积极推动房地产抵押贷款证券化可以有效地解决银行贷款风险分散、为投资者开拓新的投融资渠道等问题。
Actively propelling the securitization of the real estate mortgage can effectively decentralize the bank's loan risk and can provide new investing channel for the investors.
公积金贷款风险主要表现为制度风险、政策和法律风险、信用风险、抵押风险等。
These risks include institutional risk, legal risks, risk of credit, and risk of mortgage.
为了研究商业银行对企业抵押担保贷款风险形成的原因，分析了商业银行抵押担保贷款风险的表现形式及其相关案例。
In order to study the risk causes of the mortgage-backed loans of the commercial Banks to enterprises, this article analyses its manifestation and the related cases.
然后针对操作风险、抵押品风险分别提出了相关商业银行个人经营性贷款风险管理的对策。
Then, for other types of risk related to commercial banks made loans to individual operational risk management solutions.
然后针对操作风险、抵押品风险分别提出了相关商业银行个人经营性贷款风险管理的对策。
Then, for other types of risk related to commercial banks made loans to individual operational risk management solutions.
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