这种贷款模式与林权证抵押贷款模式相比如何能够更有效的缓解林农面临的信贷约束？
The other question is how this kind of loan pattern reduces the forestry farmers' credit constraint more effectively compared with the forestry property mortgage?
丹麦的房产抵押贷款模式和美国的相似，而不同于其它富裕国家。该模式使借款人在他们愿意的情况下很容易提前还款。
Danish mortgages-like those in America, but unlike mortgages in other rich countries-make it easy for borrowers to repay their loans early if they wish.
银行通常适用这种模式，它们分别划分成小额银行业务、信用卡和抵押贷款服务。
Banks often fit this model with separate divisions for retail banking, credit card, and mortgage services.
此模式适用于很多事务类型，如下订单、申请抵押贷款或申请驾照。
This pattern is applicable to many types of transactions, such as placing an order, applying for a mortgage, or applying for a driving license.
然而房屋抵押贷款则应回归私营机构，这就让我们可以摆脱已经失败的商业模式。
But mortgage financing should revert to the private sector. This would get rid of a business model that has failed.
还有一种做法，举例来说，是强行促成银行修改破产法，允许法官依照其他贷款的模式重组抵押贷款。
The other is to force the banks’ hand, for instance, by changing the bankruptcy code to allow judges to restructure mortgages in the same way as other loans.
还有一种做法，举例来说，是强行促成银行修改破产法，允许法官依照其他贷款的模式重组抵押贷款。
The other is to force the Banks' hand, for instance, by changing the bankruptcy code to allow judges to restructure mortgages in the same way as other loans.
卡西迪说，“贷款一发放债权就卖”的业务模式鼓励了草率放贷，引发了当前的抵押贷款危机。
The originate-and-sell business model 'encouraged reckless lending' that triggered the current mortgage morass, Mr. Cassidy said.
对现状持批评态度的人士说，在楼市泡沫期间，这种发债公司付费的模式导致评级注水，在抵押贷款支持证券的评级问题上尤其严重。
Critics of the status quo say the 'issuer pay' model led to inflated ratings in the housing boom, particularly of securities backed by mortgages.
反向抵押贷款是最成功的住房资产转换模式，主要为有住房所有权的老年人设计。
Reverse mortgage (RM) is the most successful product of the home equity conversion (HEC), mainly designed for the elderly people.
然后重点讨论了我国住房反向抵押贷款组织模式和产品定价问题。
Then it focuses on discussing the organization mode of reverse mortgage in China and the pricing problem.
然后重点讨论了我国住房反向抵押贷款组织模式和产品定价问题。
Then it focuses on discussing the organization mode of reverse mortgage in China and the pricing problem.
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