而当今金融前沿涉及从气候到死亡风险，从废气排放到巨灾保险的各层面。
Today the frontiers of finance involve anything from weather to mortality risk, from emissions to catastrophe insurance.
除了日本自己的保险公司，全球其他的保险公司并未大规模地暴露于自己国家的巨灾风险之中。
Global insurers, apart from those in Japan itself, were not heavily exposed to catastrophe risk in the country.
健全政策性农业保险制度，建立农业再保险和巨灾风险分散机制。
We will improve the policy-supported agricultural insurance system, and develop an agricultural reinsurance system and a mechanism for diffusing the risk of huge catastrophes.
保险业通常将地震、洪水等自然灾害称为巨灾风险。
The insurance industry always takes earthquakes, floods, and other natural disasters as catastrophe risks.
但是，农业保险仍然存在有效需求和供给不足，缺乏巨灾风险保护体系和缺乏财政税收政策支持等问题。
But, agricultural Insurance remains insufficient effective demand and supply shortage, lack of catastrophic risk protection system and the lack of financial and tax policies to support.
第一百条保险公司对危险单位的计算办法和巨灾风险安排计划，应当报经金融监督管理部门核准。
Article 100 the method of calculation of a risk unit and the plan for managing the catastrophe risk of an insurance company shall be approved by the financial supervision and regulation department.
无论是从制度要求、现实需求还是从政策需求来看，北京市建立政策性农业保险巨灾风险防范机制都是十分必要的。
From the viewpoint of the system demands, realistic demand and the policy demand, it's very necessary for Beijing to establish the policy agricultural insurance catastrophe risk preventive mechanism.
[摘要]在高度分散的小农经济基础上构建保险机制，加大了农业巨灾保险的交易成本与运行风险。
Abstract: Establishing an insurance mechanism on the basis of the highly dispersive smallholder economy increases agricultural catastrophe insurance transaction costs and operation risks.
本文以湖南省水稻种植保险为例，研究了湖南省农业保险巨灾风险保费准备金提取比例和触发条件。
This paper studied the reserving ratio and triggering criteria for catastrophe risks of agricultural insurance, taking the rice planting insurance in Hunan province as an example.
农业保险风险主要是巨灾风险引发的巨额赔款，令保险公司承受不起。
Agricultural insurance risk is mainly referred to catastrophe risk which will lead to a huge sum pay back. Insurance company can't afford it.
国外的实践经验表明，保险风险证券化能够有效地化解保险业承保巨灾等业务的风险。
The practice experience of foreign has shown that the securitization of insurance risk can effectively resolve the catastrophe risk beard by the insurance industry.
国家参与农业巨灾风险管理的主要方式包括立法保障、充当最后保险人、财政支持、税收优惠、监督管理。
The means of the state's involvement are mainly to legislate, to act as the insurer of the last resort, to provide the financial support and preferential taxation, and to regulate.
因此，探索合理有效的农业保险巨灾风险分散机制，具有很强的现实作用和指导意义。
Thus, it is very meaningful to set up such a mechanism to transfer catastrophic risk in agricultural.
运用巨灾债券转移、分散巨灾风险显然对我国保险公司、再保险公司及大型企业的风险管理具有明显的借鉴意义。
There are issuers, investors and SPV in the CAT bonds issuing market. National insurers and enterprises can also apply CAT bonds to managing catastrophe risk.
巨灾风险的可保性与可负担性，是保险在巨灾风险管理框架与机制中发挥作用并不可回避的重要前提。
Insurability and affordability is an important prerequisite of the role of insurance in catastrophe risk management framework that cannot be avoided.
大约经历了20年的时间之后，随着保险意识的增加以及巨灾的频发，人们对巨灾风险证券化这一观点开始有了新的研究。
Experienced about 20 years later, with the accretion acquaintance of allowance and blow -prone humans on the abstraction of blow accident securitization began a new abstraction.
本文从经济的视角，探讨了风险个体不积极主动防灾的成因以及相应的巨灾保险产品设计原则。
From an economic viewpoint, we discussed reasons which caused the individual's passive disaster preventing behavior.
本文从经济的视角，探讨了风险个体不积极主动防灾的成因以及相应的巨灾保险产品设计原则。
From an economic viewpoint, we discussed reasons which caused the individual's passive disaster preventing behavior.
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