最简单的寿险保单形式叫做定期人寿保险。
The simplest form of life insurance is called "term insurance."
与此不同的是，基础定期人寿保险在固定年限内提供相同的保障，却只收取比终生寿险低的多的保费。
In contrast, basic term insurance provides coverage for a set number of years for a much lower premium.
首先，低于55岁的人选择人寿保险，最好是定期寿险。
First of all, your best option for life insurance is term insurance if you're under fifty.
首先，低于55岁的人选择人寿保险，最好是定期寿险。
First of all, your best option for life insurance is term insurance if you're under fifty.
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