美国消费者支出前景走弱,乃是因为随着房地产市场进一步降温,资产增值抵押贷款市场出现了崩盘。
The softening in the outlook for us consumer spending is due to a collapse in mortgage equity withdrawal as the housing market slowdown has intensified.
除了这类“被动”的资产增值抵押贷款(equitywithdrawal)外,美国人利用房产以外的东西积极获得资金的程度相对较低,不过也占到近6%的可支配收入(再次参见上图)。
Exclude this type of "passive" equity withdrawal, and the pace at which Americans have been actively taking money out of their houses is lower, close to 6% of disposable income (again, see chart).
我有一套自己的计划,能够通过抵押贷款再融资计划稳定房屋价值并再次实现增值,这样你们的邻居就不必违约,也不会拖累你们自己的房子贬值。
I have a plan to protect the value of homes and get them rising again by refinancing mortgages so your neighbor won't default and further drag down the value of your house.
她表示,还可以采取其他措施。例如:减少土地税、放宽抵押贷款限制、提高出口商增值税退税。
She said other steps could include reducing land taxes, easing curbs on mortgage lending and raising rebates of value-added taxes to exporters.
她表示,还可以采取其他措施。例如:减少土地税、放宽抵押贷款限制、提高出口商增值税退税。
She said other steps could include reducing land taxes, easing curbs on mortgage lending and raising rebates of value-added taxes to exporters.
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