据塔沃森的一项研究，过去十年，养老金固定收益计划的全球资产每年仅增长2.9%，而养老金固定缴款计划的全球资产每年增长了7.5%。
Over the past ten years global assets in DB plans have grown by just 2.9% a year, whereas those in defined-contribution plans have increased by 7.5%, according to a Towers Watson study.
一项预算应把固定开支和计划外开支都考虑在内。
A budget must allow for both regular and unforeseeable expenses.
另一项主要的退休金计划叫做固定缴费计划。
The other major kind of retirement plan is called a defined contribution plan.
另一项主要的退休金计划叫做固定缴费计划。
The other major kind of retirement plan is called a defined contribution plan.
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