债券收益率是固定按揭利率的关键组成部分，与美国消费者密切相关。
Bond yields are the key component of fixed mortgage rates, widely used by us consumers.
不管采用的是固定还是浮动利率，目前至少有一半的按揭借款人支付的利息仍达5%以上。
At least half of mortgage holders still pay 5% or higher in interest, regardless of whether a fixed or floating rate.
首先爱尔兰和西班牙的房价是整个欧元区高估最严重的；其次，雪上加霜的是，大部分按揭贷款都以可变利率维系，而其他地区，按揭利率大多都是固定不变的。
In Ireland and Spain home prices are the most overvalued in the zone; worse, the bulk of mortgages are at variable rates. Elsewhere, most mortgage rates are fixed.
尽管可变按揭利率的浮动很小(据加拿大央行规定，只有1.75%)，贷款者必须符合贷款资格标准才能获得五年固定利率按揭的资格。
And even though variable mortgage rates are low (just 1.75%, according to the Bank of Canada), borrowers must meet the creditworthiness standards required for a five-year, fixed-rate mortgage.
这是建议，借款人应始终选择固定利率的按揭贷款。
It is recommended that a borrower should always opt for fixed rate mortgage loans.
我以我的新居为抵押得到了一笔固定利率的按揭贷款。
我以我的新居为抵押得到了一笔固定利率的按揭贷款。
应用推荐