皮尔斯指出,商业抵押贷款担保证券的价值正在下滑,而这是最近才暴露出问题的一块业务。
And in a fresh problem area for Banks, commercial-mortgage-backed securities are declining in value, Mr. Pierce said.
其二,美联储已经在交易低风险,低回报的国债和购买高收益的私人债券-例如银行贴现贷款,商业票据,和抵押担保证券。
Second, it has been trading in low-risk, low-return Treasury debt and buying higher-yielding private debt—discount loans to banks, commercial paper, and mortgage-backed securities, for example.
德意志银行的Richard Parkus认为如果商业地产借款人不能大幅增加偿还资金,在美国发行的所有商业抵押担保证券的70%将无法用于再融资。
Richard Parkus, of Deutsche Bank, thinks that 70% of all CMBS issued recently in America will not be able to refinance without a big increase in the capital that borrowers stump up.
信贷评级机构Realpoint表示,在过去的12个月里已有近290亿美元,约占整体的3.5%的商业抵押担保证券贷款成为拖欠账款(借款人没有按时交纳利息)。
Realpoint, a credit-rating agency, says that nearly $29 billion of CMBSs, around 3.5% of the total, have become delinquent (ie, borrowers have not kept up interest payments) in the past 12 months.
在信贷利差扩大的同时,由于需求的消失,大部分商业抵押担保证券已经不再采取证券化的形式了。
Not only have credit spreads widened, most commercial-backed securities are no longer being securitized because demand has vanished.
近1美元的银行,保险和商业抵押贷款担保证券,或商业抵押担保证券万亿美元,在美国商业房地产贷款是由一套成熟的2012年底,根据德意志银行。
Nearly $1 trillion of bank, insurance and commercial mortgage-backed securities, or CMBS, loans on US commercial real estate are set to mature by the end of 2012, according to Deutsche Bank.
近1美元的银行,保险和商业抵押贷款担保证券,或商业抵押担保证券万亿美元,在美国商业房地产贷款是由一套成熟的2012年底,根据德意志银行。
Nearly $1 trillion of bank, insurance and commercial mortgage-backed securities, or CMBS, loans on US commercial real estate are set to mature by the end of 2012, according to Deutsche Bank.
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