本文首先讨论信用权的性质和商业信用权的法律特征，然后分析了我国商业信用权保护的法律现状。
In this article, we discuss the character of business credit right at first, then, analyze the law condition of the protection of it.
州的商业信用和其他的捐税鼓励同样有效。
State business credits and other tax incentives are also available.
另外，个人抵押贷款，商业地产贷款，信用卡贷款和个人资产贷款的重新计算都会导致大银行的倒闭。
In addition, resets of mortgage loans, commercial real estate loans, credit card loans, private equity loans etc are all problem areas that could bring major Banks down.
房地产市场的动荡还会蔓延到其他领域，如商业地产和信用卡债务。
The rot can spread from housing to other areas, such as commercial property and credit-card debt.
假设，美联储不管其利率，商业银行的首要贷款利率，在消费者贷款和固定信用卡上利用固定利率将保持在3.25%。
Assuming the Fed leaves rates alone, commercial Banks' prime lending rate, used to peg rates on certain credit CARDS and consumer loans, will stay about 3.25%.
相对而言，大的商业银行仍然纠缠于按揭和信用卡运营中出现的麻烦之中。
By contrast, the big commercial Banks still grapple with troubles in their mortgage and credit-card operations.
美国工业巨头通用电气公司旗下的金融部门的业绩同样悲惨。受累于不良的信用卡债务和商业贷款，通用电气公司第三季利润下滑42%。
It was matched by a dire performance from the finance arm of the us industrial behemoth General Electric, whose profits dipped 42% thanks to bad credit card debts and business loans.
汇付和托收属于商业信用，信用证属于银行信用。
Remittance and collection belong to commercial credit. Letter of credit belongs to banker's credit.
他表示，有关银行贷款的报告显示出消费者贷款出现大幅度下降，其中包括信用卡贷款；商业和工业贷款也有所减少。
He said reports on bank lending show significant declines in consumer loans, including credit card loans, and commercial and industrial loans.
美国地区银行和西班牙储蓄银行，或者信用合作社，面临着商业资产组合受损更大的压力。
American regional Banks and Spanish savings Banks, or cajas, are among those coming under increasing pressure as commercial-property portfolios suffer.
他的第二次创业是Square，这是一项手机支付服务，可以替代传统的信用卡读卡机设备、商业银行账户和办公电脑。
His new venture is Square, a mobile payment service that replaces the traditional payment apparatus of credit card reader machines, merchant bank accounts and back-office computers.
汇付和托收属于商业信用。
商业客户资信风险存在于交易过程的始终，它与企业的信用管理和营销管理密切相关。
Credit standing risks of commercial clients exist all along a transaction, which have closely connections with the management of credit and marketing of the enterprises.
提供商业信用的企业与银行均不能对公司经营者进行有效的监督和制约，不利于改善企业的治理状况。
Commercial enterprises and Banks that provide credit to the operators can't become effective supervisor and restrictor, which has negative efficiency on corporate governance.
2004年的贷款利率浮动政策对国有银行、城市商业银行和农村信用社在信贷市场上的行为塑造作用是值得研究的。
The different credit policies of state - owned commercial Banks, city commercial Banks and rural credit cooperatives under the floating loan rate policy adopted in 2004 are interesting.
与此同时，银行信用卡也改变了传统银行业的竞争方式和营销获利手段，成为西方众多商业银行的标志性业务。
At the same time, it has changed the traditional ways of competing and profiting, and has become the sign of many commercial Banks in western countries.
由于种种原因，我国国有商业银行贷款信用风险管理制度存在着诸多缺陷，明显影响了银行对贷款信用风险的防范和控制。
Due to all kinds of reasons, the loans credit risk management system exists many defects in the above mentioned Banks, they are affected obviously to the loans credit risk against with control.
因此，预防和控制信用风险对商业银行来说是十分重要的。
So it is important for commercial bank to prevent and control credit risk.
本论文第一部分采用博弈理论对商业银行信用风险形成的机理和原因进行了分析。
The first part of the article adopts game theory to analyze the mechanisms and reasons how and why commercial bank credit risk form.
本文采用理论研究和实证研究相结合的方法，对我国商业银行企业客户群的信用风险进行了研究。
In this thesis, we use the methods of theoretical research and empirical research, to make research on the enterprise customer groups credit risks of our countrys commercial bank.
企业信用担保体系的建立和有效运转有赖于商业银行与担保机构的积极配合。
The establishment and effective operation of enterprise credit guarantee system depend on the positive cooperation between commercial bank and guarantee institution.
因此，如何防范和化解商业银行信用风险，就显得尤为重要。
Therefore, how to prevent and dissolve the commercial bank credit risk, it is particularly important.
近代市场制度的形成与人的理性经济观、商业精神、契约文化和信用观念密切相关。
The development of the modern market system is closely related to man's concept of rational economy, commercial spirit, bond culture and credit concept.
这些评估机构对企业进行信用评估时主要考虑企业的商业竞争情况和财务状况。
These appraisal agencies mainly consider commercial competition situation and financial situation of the company or enterprise when they evaluate the credit risk assessment.
机敏、信用和耐心合称商业三德。
Resoure, credit and patience are three kinds of virtue in business.
我公司的宗旨是以商业信用为本，以诚信、务实、品质为魂。员工的忠诚和敬业是我们的核心竞争力。
We regard business credibility, sincerity and high quality as our tenet. And the loyalty of our staff keeps our strong business competition.
企业信用缺失主要表现在商业、金融、生产、营销和财务等方面。
The lack of credit in enterprises is always showed in the activities such as business, banking, production, marketing, finance and so on.
除非我们为家庭和商业解冻信用，不然我们是不可能帮助人们找到工作，付清账单的。
We can't help people find work or pay their bills unless we unlock credit for families and businesses.
当前，国内商业银行在信用、市场、流动性和操作性等风险问题处理上与国外一流银行相比有很大差距。
Currently, compared with leadind foreign Banks, China's commercial Banks have great distance in solving credit risk, market risk, liquidity risk and operation risk.
作为国际银行界的“游戏规则”，巴塞尔新资本协议针对信用风险提出的标准法和内部评级法为将来商业银行进行信用风险管理指明了方向。
As a "rule of game" in banking industry, New Basel Capital Accord provides two options for credit risk management for commercial banks-the standardized approach and internal ratings-based approach.
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