尽管可变按揭利率的浮动很小(据加拿大央行规定，只有1.75%)，贷款者必须符合贷款资格标准才能获得五年固定利率按揭的资格。
And even though variable mortgage rates are low (just 1.75%, according to the Bank of Canada), borrowers must meet the creditworthiness standards required for a five-year, fixed-rate mortgage.
去年英格兰银行将基准利率下调到0.5%，贷方也随之降低了可变利率，于是浮动利率按揭使得很多借方的还款压力得到了舒缓。
Floating-rate mortgages last year reduced many borrowers' payment burden as the Bank of England dropped its base rate to 0.5% and lenders adjusted their standard variable rates downward in response.
首先爱尔兰和西班牙的房价是整个欧元区高估最严重的；其次，雪上加霜的是，大部分按揭贷款都以可变利率维系，而其他地区，按揭利率大多都是固定不变的。
In Ireland and Spain home prices are the most overvalued in the zone; worse, the bulk of mortgages are at variable rates. Elsewhere, most mortgage rates are fixed.
这还未算上一种叫做期权可变利率的按揭贷款（option ARM），它毒性很强，但很多情况下和次优按揭基本相同。加上它的话，损失将达1兆亿美元。
Add in option ARMs, a particularly virulent type of adjustable-rate loan, many of which are essentially the same as Alt-A, and the potential hit climbs towards $1 trillion.
有许多部件弥补按揭包，各有自己的可变成本。
There are many components that make up a mortgage package, each with its own variable cost.
央行降息后，许多机构昨日也降低其所谓的“标准可变利率”按揭贷款的成本。
Many lenders were yesterday highlighting moves to reduce the cost of so-called "standard variable rate" mortgages in the wake of the cut in interest rates.
央行降息后，许多机构昨日也降低其所谓的“标准可变利率”按揭贷款的成本。
Many lenders were yesterday highlighting moves to reduce the cost of so-called "standard variable rate" mortgages in the wake of the cut in interest rates.
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