许多雇员退出了养老金计划的合约。
雇员可选择不参加该公司的养老金计划。
我要是更年轻的时就开始我自己的养老金计划就明智得多了。
I would have been much wiser to start my own pension plan when I was younger.
他们认为，政府应该通过改变一些默认选项来说服我们做出更好的决定，比如在我们的养老金计划中存更多的钱。
They argue that governments should persuade us into making better decisions—such as saving more in our pension plans—by changing the default options.
面对越来越多的对这份计划书的反对意见，首相在12月5日表示，改革特别养老金计划的条件不再是多工作几年。
Facing increasing opposition to this proposal, the prime minister said on December 5 that working more years would no longer be a condition for reforming the special pension schemes.
我从26岁起就开始为工作养老金计划存钱了。
I started putting money into my retirement plan at work when I was 26.
大多数的公司已经拥有两种养老金计划。
计算一个养老金计划的成本取决于两个关键假设。
Calculating the cost of a pension scheme depends on two key assumptions.
但是富裕国家的养老金计划已经严重地不符合标准。
But the rich world's pension planning has seriously fallen short.
这些行动同时还离不开一个由雇主赞助的养老金计划。
These actions should be combined with an employer-sponsored pension scheme.
管理物业的养老金计划。
难道这些人没有自己的养老金计划，孩子担忧就业吗？
Don't these people have 401k plans of their own and kids worried about jobs?
随着人口的老龄化，美国民众的养老金计划进展迟缓甚至频临破产。
America's public pension scheme is shuffling towards insolvency as the population ages.
自从衰退开始，没有一个州完全抛弃了确定给付养老金计划。
Since the recession began, no state has abandoned DB plans completely.
这些数据与公共部门养老金计划的赤字相比，就显得微不足道了。
Those numbers look tiddly beside the public-sector pension deficits.
他们要寻求全日制的工作而非兼职，要增加薪水，并且享有多雇主养老金计划。
They were looking for the creation of full-time jobs rather than part-time, increased wages, and the retention of their multi-employer pension plan.
这家美国投资银行已经在日本开展了本土基金业务，将重点放在日本的养老金计划上。
The us bank already has a domestic fund business in Japan, where it focuses on the country's pension schemes.
一家公司试图为一个养老金计划建立一个通用数据模型，这耗费了他们好几年的工夫。
One company tried to build a general data model for a pension plan and it took them several years.
包括印度、巴基斯坦和斯里兰卡在内的许多国家正在与世行合作，以调整其养老金计划。
Many countries, including India, Pakistan and Sri Lanka, are working with the Bank to refine their pension schemes.
我们现在必须依靠我们自己的积蓄，而不是公司的养老金计划，以帮助我们在退休以后生存。
We now have to rely on our own savings — rather than a company pension plan — to help us survive during retirement.
Henk谈到了养老金领域，该领域的养老金计划极其复杂且还随着时间推移频繁的变化。
Henk spoke about the pension space where pension plans are extremely complex and also change frequently over time.
这一切中最棘手的也许是与或有负债，如银行保险计划，公共部门养老金计划等有关的问题。
Trickiest of all perhaps is the question of contingent liabilities such as bank-insurance schemes, public-sector pension schemes and the like.
对于现行养老金计划的调整势必会影响那些即将退休或也已退休的低收入者的生活。
A change to the rights of existing scheme members is sure to have an adverse effect on people on low pay, nearing the end of their careers or already in retirement.
在退休研究中心的养老金计划的样本中，大约60%在2006年的基金比例达到了80%以上。
In the CRR's sample of pension plans, about 60% had funding ratios of at least 80% in 2006.
当五月希腊债务危机席卷伊比利亚半岛之时，西班牙开始行动：他们大幅削减开支并且冻结养老金计划。
When the Greek debt crisis threatened to engulf Iberia in May, Spain went in for the kill, slashing spending and freezing pensions.
当五月希腊债务危机席卷伊比利亚半岛之时，西班牙开始行动：他们大幅削减开支并且冻结养老金计划。
When the Greek debt crisis threatened to engulf Iberia in May, Spain went in for the kill, slashing spending and freezing pensions.
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