长期的信贷扩张局面是否就此终结? —这个情况被马丁巴恩斯银行信用分析员称之为”超级债务循环”。
Has the long period of credit expansion—dubbed the “debt supercycle” by Martin Barnes of Bank Credit Analyst—come to an end?
手机银行方案还包含小额贷款，扩展了信贷渠道，而且能够建立贷款人的信用记录。
M-banking schemes can be combined with microfinance loans, extending access to credit and enabling users to establish a credit history.
因此，如果你想从信贷公司的信用卡，你通常要作出一个银行的申请。
So if you want a credit card from a credit company, you generally have to make an application at a bank.
全球信贷紧缩更加剧了进出口这样的同时下跌，因为信用紧缩使得买家很难从银行获取保证付款的信用证。
The slump in both exports and imports was exacerbated by the global credit freeze, which has made it harder for buyers to get letters of credit to guarantee payment.
新兴国家的中央银行却不辞辛苦，愿意在信贷分配过程中亲力亲为，向国内银行施加压力，优待高信用企业，歧视低信用企业。
In emerging markets, central Banks are happier to get their hands dirty in the credit-allocation process, arm-twisting Banks, favouring some industries with credit and discriminating against others.
在过去的经济萧条中，消费者能维持大部分开支，这很大程度上得益于可以很容易地从银行和信用卡公司取得信贷。
In previous downturns, consumers mostly kept spending, thanks in large part to easily available credit from Banks and credit-card companies.
在大力发展消费信贷以求增加利润时，如何规避个人信用风险已成为商业银行关注的焦点。
With the development of the consumptive credit loan, commercial Banks have to focus on how to avoid personal credit risk and improve efficiency for more profit.
自从2008年8月、9月美国主要的投资银行破产以来，银行间和信贷机构间信用已经崩溃。
Since the collapse of the leading US investment banks in August-September 2008, there has been a breakdown of trust in inter-bank and inter-institutional lending.
本文运用了管理学、营销学、品牌管理、战略管理、质量管理、银行信贷等理论对信用卡的市场营销情况进行了分析。
This article has analyzed the marketing status of credit card industry by employing the theories as management, marketing, brand management, strategic management and bank credit, etc.
个人信贷消费的快速增长要求商业银行具有较为完备的信用风险管理体系。
The fast growth of personal credit consumption requests the bank to have perfect credit risk management system.
2004年的贷款利率浮动政策对国有银行、城市商业银行和农村信用社在信贷市场上的行为塑造作用是值得研究的。
The different credit policies of state - owned commercial Banks, city commercial Banks and rural credit cooperatives under the floating loan rate policy adopted in 2004 are interesting.
第四章对目前国内外关于银行信贷风险或企业信用风险的识别方法进行了系统的分类介绍。
The fourth chapter systematically classifies the different ways at home and abroad to assess bank credit risks and enterprise credit risks.
在过去的十年中，这些信评机构为渴望盈利的银行的信贷债券提供信用评级而获得了利润。
Those rating agencies have earned huge sums in the past ten years offering opinions on the creditworthiness of an alphabet soup of mortgage-related securities created by over-eager Banks.
消费信贷是商业银行以货币形态或契约形式向消费者提供的用于购买商品或劳务的贷款和信用。
The consumptive credit is the loan and credit that the commercial Banks offer the consumers for buying the goods or the labor service in the form of the monetary shape or the agreement.
商业银行的信用风险包括流动性风险、投资风险及信贷风险。
Credit risks of commercial Banks include floating risk, investment risk and loan risk.
个人住房消费信贷是银行等金融机构为满足居民购买住房的需求而提供的信用贷款服务。
Individual consumption loan is a credit loan service provided by Banks and other financial institutions in order to meet the needs of housing of the citizens.
对信用风险管理的目标是尽量维持在可接受的参数信贷风险，银行的风险调整回报率。
The goal of credit risk management is to maximise a bank's risk-adjusted rate of return by maintaining credit risk exposure within acceptable parameters.
国有商业银行“惜贷”折射出信用环境不佳，信贷风险大和管理机制缺陷等问题。
The "sparing loan" of state-owned commercial bank has reflected series of issues such as the inferior credit circumstance, the big credit risk and the deficient management mechanism and etc.
我国银行与企业间的信贷风险，是我国银行业一直以来面临的一个重大的信用风险问题。
The credit risk between banks and companies is a significant credit problem during the operation of practical bank trade in China.
但是基于美国将抵押贷款贷给了信用信誉不好证券，银行损失惨重，进而引发了席卷全球的信贷危机，这使得所有人几乎同时遭难。
But the credit crisis has swept over the global economy due to heavy bank losses on securities backed by US mortgages to people with shaky credit has hit everyone at pretty much same time.
信用风险是商业银行信贷风险管理中一项基础性的工作，其目的在于分析银行在贷款业务中可能面临的信用风险，从而为贷款决策提供依据。
Credit risk evaluation is the basic work of commercial bank's credit risk management, which goal is to analyze the credit risk of the bank in provides a loan, and support the decision of the loan.
但是在银行发放信用贷款的时候，由于银行没有获得相应的保证以及担保物，就势必需要对借款企业的会计信息进行全面分析，尽可能降低信贷风险。
However, as there is no guarantor or collateral while offering a credit loan, bank officers need to analyze the borrower's accounting information comprehensively to reduce the risk to the bottom.
银行信贷风险可以从大类上划分为信用风险、市场风险、法律风险、操作风险等。
Risk can be divided from the major Banks for credit risks, market risks, legal risks, operational risks.
这有利于银行提高信用风险管理水平，降低银行在信贷过程中的收益风险不对称。
It may not only benefit for the improvement of credit risk management in Banks, but also can reduce the revenue risk in loan.
花旗银行巨大的信用卡业务中的信贷损失可能会超过前一周期的峰值，这部分是由于花旗近年来弄了一些次级贷款人帐户。
Credit losses in Citi's huge card business are likely to pass the peaks of previous cycles, in part because it has taken on more subprime borrowers in recent years.
花旗银行巨大的信用卡业务中的信贷损失可能会超过前一周期的峰值，这部分是由于花旗近年来弄了一些次级贷款人帐户。
Credit losses in Citi's huge card business are likely to pass the peaks of previous cycles, in part because it has taken on more subprime borrowers in recent years.
应用推荐