目前的信用消费只占GDP的3%。
信用消费是促进消费需求增长的有效手段。
Consumptive credit is an effective means of promoting the increase of consumer demand.
小额信用消费贷款的最高限额暂定为10万元人民币。
The maximum borrowing limit of a petty consumer credit is temporarily set at RMB100,000.
小额信用消费贷款执行中国人民银行规定的同档次利率。
To the interest rate for petty consumer credit loans, the interest rate for loans of the same grade set by the People's Bank of China applies.
旅游消费已成为我国重要的消费热点之一，但旅游信用消费却在我国发展缓慢。
Tourism consumption has become one of the hottest consumption areas in China. However, tourism credit consumption develops slowly.
最开始只有几个平台提供无担保信用消费贷款，后来该行业的平台拓展到几百个，提供各种各样的产品。
Originally centered on a few platforms offering unsecured consumer credit loans, the industry has expanded to hundreds of platforms offering access to a variety of products.
小额信用消费贷款是贷款人向资信良好的借款人发放的用于正常消费需求及劳务等费用支付的一种信用消费贷款业务。
Petty consumer credit loans are consumer credit loans granted by the lender to borrowers with good credit standing to facilitate normal consumption, labor service and other fee payments.
滥用信用卡使消费债务逐渐增加到了难以接受的地步。
Overuse of credit cards has ratcheted up consumer debt to unacceptable levels.
公司贷款和部分消费者信贷，例如信用卡和汽车贷款，都不稳定。
Corporate lending and parts of consumer credit, such as credit cards and car loans, are wobbly.
我在纽约大学完成了我的硕士学位，并且稳稳扎扎地继续发表一系列文章，探讨诸如房屋开工、汽车市场、消费信用以及其他当前热门话题。
I finished my master's degree at NYU and continued publishing in a steady stream-articles on housing starts, the new-car market, consumer credit, and other current subjects.
但是为什么顾客愿意将自己的信用卡消费信息泄露出来？
Okay, but why would a customer go along with this - the use of their credit card data?
例如，软件能给每张信用卡分配特定的计分算法，根据该信用卡通常的消费方式来计分。
The software can, for example, assign a customised scoring algorithm to each credit card, depending on its normal usage patterns.
对于消费者顾客，验证信用卡。
一个相关的特别有趣的问题是：对于利用税收信用来抵消费用的方法，哪种最佳？
A particularly interesting related question: What is the best way to take advantage of tax credits to defray that spending?
和对其它各类消费品信用贷款的宽松放贷标准一起，这导致了美国人消费行为的剧变。
Together with looser lending standards for other kinds of consumer credit, this led to a radical change in American behavior.
2008年第四季度，全球汽车销量大幅缩水。对于这一如此依赖信用和消费者信心的产业来说，前途将如何？
Car sales around the world dried up in the last quarter of 2008. What are the prospects for an industry so reliant on credit and consumer confidence?
首先是现金，然后信用卡，而现在，所有消费者需要的是一部智能手机。
First there was cash...... then credit...... and now, all consumers will need is a smart phone.
信用卡跟踪我的消费。
比如，你不能透露药物检测结果，薪资状况或者信用卡信息比如消费欠款等，另一方面，你可以给即将入职的员工一些参考。
For example, you cannot disclose drug testresults, payroll information, or credit information such as consumer loans. On the other hand, you can give references to a future employer.
一个园艺所用树桩的生产商正在使用这种塑料，并且它可以用来制作信用卡或消费者装货物的容器。
A manufacturer of gardening stakes is using the plastic and it can be used for credit CARDS or containers of consumer products.
消费者被信用缺乏所重击，部分原因是作为贷款抵押保证的房地产价格大幅下降了。
Consumers are hardest hit by the dearth of credit partly because the value of the homes used as security for loans has plummeted.
拥有这些资产的银行正在限制信用，让商家和消费者更难取得贷款。
Banks holding these assets are restricting credit, making it harder for businesses and consumers to get loans.
1万亿美元听起来很多，但是，在美国信用卡消费持续下跌以及越来越多公司面临倒闭的形势下，需要的款额比1万亿要多得多。
Firepower of up to $1 trillion may sound a lot, but much more than that amount is in danger of souring in America as consumer credit deteriorates and more companies default.
目前，他希望利用该计划资金来帮助激活基于消费品信用贷款的证券市场。
Now, he wants to use money from the program to help restart the market for securities based on consumer credit.
很多消费者更习惯使用信用卡支付。
Many consumers, myself included, prefer to use credit CARDS.
在本世纪以前，信用卡在中国并不流行，但得益于强劲的消费需求，中国的信用卡发行量已出现井喷。
Credit CARDS weren't popular in China until this century, but the number of CARDS issued in the country has grown exponentially on strong consumer demand.
奥巴马很可能会建议成立一个拥有监督权力的金融服务的消费者保护机构，以监督抵押贷款、信用卡和其他消费性金融产品。
Obama is likely to recommend creation a financial services consumer protection body with oversight powers over mortgages and credit CARDS and other consumer financial products.
如果使用信用卡消费，消费的金额比当月薪水多出10%，那么从长远来看此行为带来的后果将是负面的，因为越积越多的负债余额要靠高利息来维系。
If you spend more that your paycheck by 10% by charging things on a credit card it can have very negative consequences in the long term by creating a growing debt balance with high interest.
如果使用信用卡消费，消费的金额比当月薪水多出10%，那么从长远来看此行为带来的后果将是负面的，因为越积越多的负债余额要靠高利息来维系。
If you spend more that your paycheck by 10% by charging things on a credit card it can have very negative consequences in the long term by creating a growing debt balance with high interest.
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