因此，货物保险是一种目的在于把风险从进口商和出口商的身上转移到专门承担风险的保险人一方的活动。
Therefore, cargo insurance is an activity aiming at moving the burden of risk from the exporters and importers to the underwriters.
一个显而易见的问题是对手方风险：如若保险人无力赔付，保险还有何用？
One clear problem is counterparty risk; insurance is worth nothing if the insurer cannot pay up.
商业健康保险在经营管理过程中，存在着保险公司、医疗服务提供机构和被保险人三方的利益平衡问题。
In the operational management process of commercial health insurance business, there is a need to balance interests of insurance companies, medical service providers and the insured.
保险人一方希望尽可能的收集被保险人的基因信息，而被保险人希望尽可能的维护自己的基因隐私，这就引发了两者的利益冲突。
One hand Insurers expect to collect the Genetic Information of Insurant as much as possible, the other hand, Insurants want to uphold their Genetic Privacy, result as the conflict of interests.
除保险公司与被保险人之外的、因保险车辆的意外事故而遭受人身伤害或财产损失的受害人是第三方，也叫第三者。
In addition to assurer and assured outside of, suffer the victim of personal injury or property loss because of the contingency of insurance rolling stock is a third party, also call stranger.
把这情景：如果被保险人打另一辆车和自己的车辆的伤害是6000美元和第三方的伤害是8000美元，超过$500只适用于自己的伤害。
Take this scenario: If the insured hits another vehicle and his own vehicle's damage is $6,000 and the third party's damage is $8,000, the excess of $500 shall only apply to his own damage.
我同意赛事组办方以我为被保险人投保了人身意外险，我确认已知悉并同意保险合同的相关内容；
I accept the personal accident insurance provided by the Organizers, and I confirm that I understood and accepted the terms and conditions of the insurance policy.
一方面，被保险人不负交保险费的义务，该项义务由投保人承担，即谁投保谁交保险费。
On the other hand, the assured anti negative delivers the obligation of scheduled rating, said item the obligation is undertaken by the assured, scilicet who insure who deliver a scheduled rating.
在保险人向有关责任方行使代位请求赔偿权利时，被保险人应积极协助并提供必要的文件和所知道的有关情况。
When the Insurer exercises the right of subrogation, the Insured should render assistance and provide all necessary documents and information to his knowledge.
在保险人向有关责任方行使代位请求赔偿权利时，被保险人应积极协助并提供必要的文件和所知道的有关情况。
When the Insurer exercises the right of subrogation, the Insured should render assistance and provide all necessary documents and information to his knowledge.
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