鉴于人民币的价值和流动性尚不明朗，在尘埃落定前使用“拖字诀”是谨慎的做法。
At a time when the yuan's value and liquidity were uncertain, a postponement until the dust settled was prudent.
一夜之间，流动性和信用就变成稀缺资源，取而代之的是严重且破坏价值的不确定性。
Liquidity and credit suddenly become scarce and a devastating, value-destroying uncertainty takes hold.
首先，他们房屋的价值会下跌而更加难以出售，从而削弱他们的安全感和资金流动性。
First, their houses would be worth less and be harder to sell, thus cutting into their sense of security and liquidity.
理想的情况下，这将有利于标准化产品，这些产品拥有更好的流动性，更容易进行价值评估，较少的法律风险和良好的透明性。
In an ideal world, that would make for more standardised products that enjoy more liquidity, easier valuations, less risk of legal challenge and more transparency.
存货抵押贷款中，信用风险主要来源于抵押物价格和流动性风险，信贷人确定适当的利率和贷款价值比能够有效缓释信用风险。
Determining certain interest rate and loan to value ratio (LTV) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan.
存货抵押贷款中，信用风险主要来源于抵押物价格和流动性风险，信贷人确定适当的利率和贷款价值比能够有效缓释信用风险。
Determining certain interest rate and loan to value ratio (LTV) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan.
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