个人就会在房屋按揭和信用卡上开始违约，倒闭的公司也不会再付贷款给银行。
Individuals started to default on their mortgage and other credit payments. Bankrupt companies stopped paying their loans to Banks.
大宗的无追索权营运贷款并非你的个人债务，银行会拿你公司的现金流作抵押。
The big deal about non-recourse loans is that you are not personally liable. The bank uses your company's cash flow as collateral.
这些公司收集个人所有信贷使用记录，包括账单支付，抵押贷款和信用卡。
The companies collect a history of all credit use by an individual, including payment of bills, mortgages, and credit CARDS.
根据美联储信贷官员2月4日公布的季度调查报告，银行应该对个人消费信贷以及公司贷款收提高审批条件。
The Federal Reserve's quarterly survey of loan officers, released on February 4th, showed banks demanding tighter lending conditions from consumers and firms alike.
现在国会里有很多人都在讨论这个问题，我们需要思考关于，能用来保护个人权益的新法规，像房主贷款公司和联邦住宅管理局的制度。
We need — and there's a lot of talk in Congress right now -we need to think about new regulations that protect individuals, much like the regulations that the HOLC and the FHA made.
例如，农村和微小企业借款人通常没有公司化，所以他们贷款大多存在个人风险。
For example, rural, micro and small business borrowers mostly borrow at their personal risk as they are typically not incorporated.
贷款人不能够转向依靠自己对特定公司或个人的判断，因为他们典型决策过程中没有这一项。
Lenders can't fall back on their own judgments of a specific company or individual, because such judgments aren't part of their typical decision-making process.
一些银行要求贷款人以个人名义担保公司贷款，而且还要拿出更多的土地和工厂设备当做抵押。
Some Banks are requiring lenders to personally guarantee corporate loans and put up considerably more land and factory equipment as collateral.
麦凯恩指责奥巴马是参议院中收取房利美和联邦住宅贷款抵押公司捐款的第二大个人，而这两大公司正是目前名誉扫地的抵押贷款行业巨头。
McCain accused Obama of being the Senate's second-highest recipient of donations from individuals at Fannie Mae and Freddie Mac, the two now-disgraced mortgage industry giants.
这些公司受到多家银行的支持，而这些鲁莽的银行准备将贷款借给任何一个人，其所凭借的仅仅是一张精美的名片。
They were backed by reckless banks ready to lend to just about anyone with the right calling-card.
这些投资者中包括数量不多但持续增加的房主，他们以日圆借入抵押贷款，用于在日本以外地区购房；还包括通过网上经纪公司出售日圆的个人投资者，他们往往以很高的杠杆比例实施交易。
These investors included a small but growing number of homeowners taking out yen-based mortgages for houses outside Japan, and individuals selling yen through online brokers, often at high leverages.
从2001年底到2005年底，每年的个人贷款增长三分之一，存款增长19%，公司贷款则增长15%左右。
Every year, from the end of 2001 to the end of 2005, personal loans grew by a third, deposits by 19% and corporate loans by a percentage in the mid-teens.
借款方与个人贷款方签署协议，P2P公司从中获取交易费用。
The borrower signs an agreementwith the individual lender, and the P2P firms pocket transaction fees.
第四章，就我国现在贷款银行、保险公司及借贷人(被保险人)的在个人抵押商品住房贷款保险业务中的冲突，进行了详尽的分析。
Chapter four, has carried on exhaustive analysis conflict of the insurance business about our country lending bank, insurance company and debtor (the assured) in insurance of the home mortgage now.
公司不会给予、支持或安排从或给任何董事或管理人员(或同等职位的个人)的任何个人贷款。
The Company will not extend, maintain or arrange for any personal loan to or for any director or executive officer (or the equivalent thereof).
这种贷款不仅依赖于第一抵押权，而且它的个人担保是由公司董事提供。
Not only is the loan backed by a first charge mortgage, but there is also a personal guarantee by the company directors.
公司为员工个人或家庭成员提供的任何贷款或担保。
The granting by the Company of any loans or guaranties for an Employee or for the Employee's family members.
但是，只有我一个人为公司提供了更多的贷款。
你知道，他说，没有任何空间或案例可以为广泛的个人或公司减少收入所得税，提供贷款或者提供回扣。
You know, he says there is no room, nor case for broad-based personal or corporate income tax cuts or credits or rebates.
在办理个人住房抵押贷款保险中，保险公司违规支付高额代理手续费已成为保险业的普遍现象。
In mortgage loan insurance, breaching the regulations to pay agency service charge has already been the widespread phenomenon of the insurance industry.
个人、公司、公司员工或是其他组织通过贷款来收购公司的控制股权。
A person, company, group of company employees, or entity that borrows money to buy controlling interest in a company.
而且，本公司认为，经济的转型将为其他个人金融产品和服务创造各种机会，如信用卡和住房抵押贷款等业务的增加。
Moreover, we believe the economic transformation in the PRC will create opportunities for other consumer financial products and services, such as credit cards and home mortgages.
小企业贷款人一般很容易获得公司所有者的个人保证，然后再将这个个人FICO分数上报给贷款机构。
It is very common for small business lenders to obtain personal guarantees from the owners of the business and to report their personal FICO scores in conjunction with the loan.
第二，银行向企业，商人，业主及其他个人和公司提供贷款。
Second, Banks lend money to industrialists, merchants, homeowners, and other individuals and firms.
麦肯锡公司预测，未来几年后，中国的信用卡产业所带来的利润，到2013年就可能达到130亿元左右，信用卡将成为仅次于个人住房贷款的第二大零售信贷产品。
McKinsey Co. predicted that in the next few years, the profits of credit card industry in 2013 would reach 130 billion, and the credit CARDS will become the second-largest retail credit product.
联邦存款保险公司已经确定优抵押贷款借款者和贷款：“这个词指的是抵押贷款的借款人的个人特点。”
The FDIC has defined subprime borrowers and lending: "the term subprime refers to the credit characteristics of individual borrowers."
联邦存款保险公司已经确定优抵押贷款借款者和贷款：“这个词指的是抵押贷款的借款人的个人特点。”
The FDIC has defined subprime borrowers and lending: "the term subprime refers to the credit characteristics of individual borrowers."
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