通过该模型进行个人信用评价，弱化了评价中的人为因素，提高了评价结果的准确性和权威性。
The evaluation of personal credit has less artificialness and gets a more exact and authoritative result because of using this model.
本文重点对其中的个人信用评价模型的使用与有效性进行了剖析，指出其中缺陷，并提出了改进对策。
This article focuses on the personal credit evaluation model in which the use and effectiveness of the analysis, pointing out the defects, and proposed improvement measures.
个人信用，是指个人具有履行契约、偿付债务的能力在社会公众中获得的相应信赖和评价。
Personal credit, which refers to the individual ability to fulfill agreement and pay for the debts, is a corresponding trust and evaluation obtained among the public.
我国个人信用征信制度建设缺乏基础和统一规划，也没有完善的评价制度。
The establishment of personal credit inquiry system in China lacks basis, unified planning and comprehensive evaluation system.
应建立个人基本账户制度，培育专业的个人信用评估机构，建立科学严谨的信用评价指标体系，创建必备的外部环境，健全相关的法律法规。
We should establish individual basic account system, cultivate vocational individual credit evaluation agency, build scientific and strict credit evaluation index system, create n...
应建立个人基本账户制度，培育专业的个人信用评估机构，建立科学严谨的信用评价指标体系，创建必备的外部环境，健全相关的法律法规。
We should establish individual basic account system, cultivate vocational individual credit evaluation agency, build scientific and strict credit evaluation index system, create n...
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