And this attitude is why some people say the private sector is a more viable route.

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Shoddy service and high charges at banks are also among the reasons why some people say they prefer to use pawn shops when they need cash.

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Some economists say the theory explains why many people don't feel great about their financial situations, despite statistical evidence of a very strong economy.

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Then some people say, well, why are you always talking about parental responsibility in front of black folks? (Laughter and applause.) And I say, I talk about parent responsibility wherever I talk about education.

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And to Keli's point and other folks out there throughout the national political realm, this is why people look at some black and brown conservatives with a jaundiced eye, because they say you also get in bed with these types of individuals, you know what their policies and their positions are.

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But if health coverage is the huge concern that some say it is, and Healthy Howard has such a low price tag, why have so few people enrolled?

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