You can keep your health records up to date with programmes such as Microsoft's HealthVault.

ECONOMIST: Schumpeter

Zogby Analytics recently polled 400 U.S.-based accountants and found the biggest mistake small-business owners make is not keeping their financial records up-to-date, followed by a lack of understanding when it comes to their tax obligations especially around deductions.

FORBES: 4 Last-Minute Tax Tips For Small Business Owners

They have excellent track records for keeping their detailed trip-planning resources up to date, and are not affiliated with the Disney brand, enabling them to provide unbiased recommendations for saving money at the various parks.

BBC: How to save time and money at Disney

"If you have all your protection up-to-date it still doesn't allow you to answer questions such as are my customer financial records safe or are the designs for a new product protected from competitors, " says Parenty.

CNN: Cyber-security enters boardroom