Ken Thorpe, a health economist at Emory University, reckons that Mr Bush's plan will bring 3.8m people under Medicare's new umbrella for drug insurance.

ECONOMIST: Latest (cash) injections

In research, the red umbrella still resonated more with the legacy insurance operations, which Citi has long-since shed.

FORBES: Folding Citi's Umbrella

"Mom had a stroke last year, and the hospital charged 18, 000 yuan, but we could claim back only 1, 000 yuan from insurance, " said Mr. Luo, the Chongqing umbrella seller.

WSJ: Aging Chinese Face a Bleak Picture

Review your insurance coverage--life, health, disability, auto, homeowners and umbrella liability.

FORBES: Eight Steps to Salvation

Guertin's group designs new health insurance products and related marketing campaigns, sold under the Blue Cross Blue Shield umbrella to corporations and individuals in 14 states.

FORBES: Magazine Article

Citigroup (nyse: C - news - people ), which epitomized the diversification trend by combining insurance underwriting, securities, retail brokerage, consumer banking and asset management under one red umbrella in 1998 moved earlier this year to shed its life and annuity business.

FORBES: Adding Up A Morgan Stanley Split