You must trackyourcash out flow a distinction that often gets lumped in with budgeting itself, but that gives you more awareness BEFORE you attempt to cut back.
But I think there are some rare cases of companies whose long-term track record indicates you might be wise to consider letting them hold onto yourcash.
The objective is to hit the ground running and get started with your own cash on hand with the goal to get as far down the track as possible as quick as possible within the constraints of your financial situation.