"Radical action is needed to reduce the tragic waste of young lives on our roads, especially among the 17 to 24 age group, " said ABI director general Otto Thoresen.

BBC: Drivers 'should be made to learn for a year'

"Sadly, young newly qualified drivers are at a much higher risk of having a serious crash on our roads, which is reflected in the cost of their car insurance, " said Otto Thoresen, the ABI's director general.

BBC: ABI: Young drivers could save 20% on insurance premiums

"We are running out of time to make sure that people in high-risk areas are properly protected from the devastation flooding can cause, and the ball is now in the government's court, " said Otto Thoresen, the ABI director general.

BBC: Flooding on road in Pembrokeshire

"We are frustrated with the progress of our talks with the government on this issue and want it to look urgently at a model that would allow flood cover to remain widely available and competitively priced, " said ABI director general Otto Thoresen.

BBC: 200,000 homes 'at flooding risk'