To determine what your monthly payment will be under a plan, some companies take the total amount you paid the previous calendar year and average it out over the next 12 months.
In their eagerness to show loyalty, entire families compose long letters of confessional drool, celebrating the achievements of the previous year and swearing to surpass them in the next.
WSJ: Christopher Hitchens on Forced Merriment, the True Spirit of Christmas
The top seed looked set to cruise through after taking the opening set, but Gulbis fought back in the next two sets and, despite wasting six previous match points, the world number 40 eventually went through 2-6 6-1 7-5 in a match littered with unforced errors.
The opposition, which had a majority in the National Assembly until the Constitutional Court declared February's elections illegal and reinstated the previous parliament, has said it will boycott next month's polls.
The experts predicted real GDP to grow at an annual rate of 1.6 percent this quarter, down from the previous estimate of 2.5 percent, and, over the next three quarters, they expect GDP growth to average 2.1 percent.
FORBES: Regulation, The Democrats, and The Parallel Universe
In the absence of previous administrations heeding his advice and not perpetuating debt, the next best alternative is doing everything we can to reduce the debt, at least to a reasonable level.
FORBES: The Founding Fathers On Refusing To Raise The Debt Ceiling
There are pros and cons to both, although it generally boils down to the overhead involved in knowing previous and next steps.
However, he said he believed Mr Miliband had been "brave enough" to spell out where the previous Labour government had gone wrong and the Labour leader was confident he would set out clear policies over the next 18 months.
The World Science Forum follows in the footsteps of the World Science Conference organized in Budapest in 1999 by UNESCO and ICSU. Unlike the previous sessions that were held in the Hungarian capital in 2003, 2005, 2007, and 2008, the next Forum will take place in Rio de Janeiro (Brazil).
Taking profits and moving to cash when risk is high would be a much better strategy, even though the cash would earn nothing, since one keeps the previous profits and can re-enter when the correction ends, rather than having huge losses and needing the next bull market just to get back to even.
The central projection in the latest graph shows that the Bank predicts growth somewhere between 2.5% and 3% next year, below its previous forecast, but above the Office for Budget Responsibility's current estimate of 2.3%.
But in the digital world, next gen products are so much better and cheaper than the previous versions that older products quickly get left behind.
Consideration by the full House now scheduled for next week is the last major hurdle, with all previous actions in committee and in the Senate being lopsidedly in favor.
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Casino owns 37% of the company and has the option to take a majority of voting rights next year under a previous agreement.
The overall net balance for projected export activity in the next three months was -3%, in contrast to 5% in the previous quarter and a huge drop from the 21% balance recorded in the same quarter last year.
BBC: Scottish economy 'still sluggish' says Lloyds TSB report
The dual-core Power6 chip boasts a top speed of 4.7 gigahertz, double that of IBM's previous Power5 and represents a next generation processor to the PowerPC, the chip that was previously used in Apple's Macintosh computers.
The dual-core Power6 chip boasts a top speed of 4.7 gigahertz, double that of IBM's previous Power5 and represents a next generation processor to the PowerPC, the chip that was previously used in Apple (nasdaq: AAPL - news - people )'s Macintosh computers.
He told MPs Northern Rock would continue to lose money next year and highlighted the agreement reached by the previous Labour government and the European Commission that meant the bank had to be sold by 2013.
BBC: Northern Rock: Sale good for taxpayers, says government
On one reckoning, in order to keep up with population growth farmers will have to grow more wheat and maize over the next 40 years than was grown in the previous 500.
And I've already mentioned at least one today and others in the previous couple of weeks that have announced a greater commitment in the next year in their financial plan to small business loans.
Tiger had three options to hit his next approach from the fairway after his previous shot unluckily hit the flagstick and caromed into the water.
FORBES: Tiger Woods' Penalty Should Have Been Assessed On The Spot Or Not At All
Soderling, who had won six of their previous nine meetings, failed to convert two break points of his own in the next game and the set went to a tie-break.
David Sze , general partner at Greylock Partners and an early Facebook investor: Due to mobile and other technologies: more value will be created in the next 5 years than the previous 15 of the Internet.
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Phil Hughes had been hit hard by the Orioles the previous day, and Andy Pettitte's scheduled return from back spasms had been pushed back to next weekend's series at Toronto.
In a previous column, I discussed two of my core investment themes for the next 12-18 months, gold and bonds.
If the yen can regain control and make a clean break below the previous support, the low of May 6 near 88.00 is the next major level of previous price support.
Despite Latin America's market turmoil, an International Monetary Fund report said on Wednesday the region was expected to cope better than in previous crises, and should see growth of about 3% next year.
He said the introduction of two-stage A-levels meant pupils had lost their previous freedom, in the first years after GCSEs, to think and read more widely, in the knowledge that the next exams were still some time off.
Because most patients assume that the next person in the chain of care has all the information about them that the previous had one and of course that is not the case under the status quo.
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