In the time it would take banks to increase their lending, core deposits would continue to grow the most recent 12-month gain was over six percent.
This illustrates that the FDIC is ignoring its own regulatory guidelines when they choose banks to take over failed banks.
That risk seems pretty small, because the Bank will impose big discounts, or haircuts, on the assets it will take from banks in return for the credit it provides to them.
The banks that are healthy will take over the banks that are having trouble, and that's what they are, - or should happen.
Bigger banks offering to take over the better assets of failed banks could then be given new money to boost their capital ratios.
You can't take two zombie banks, put them together, and make a strong bank.
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For example, Peachtree Hills is faltering as banks take over properties and vacancies rise.
But as the New York Times points out, banks take a cut of any profits.
Security and reputation are closely tied together, and the banks take them very seriously.
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The bureaucracy is torpid, state industries creaky and banks take a month to cash a cheque.
Canada's Bank of Nova Scotia appears poised to take control of banks in Mexico and Argentina.
The new cabinet plans tax breaks for merging institutions and permission for foreigners to take over local banks.
Paulson said the government would end up making money on the stakes it would take in the banks.
Banks take the opposite sides of client trades, hedge where they see fit, and create products to meet demand.
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Obama's critics on the left want him to be much tougher on Wall Street and take over failing banks.
In return, it should take over failed banks' assets and sell them off for cash only to recoup some of its costs.
Rangers began to take control and Banks did well to turn a dangerous, net-bound Darcheville cross on to the crossbar and clear.
When some banks take excessive risks to gain excessive returns, they are risking that the returns will be worth the hazards involved.
If the banks take a large haircut on Greek loans, will this not call into question their Spanish and Italian loans?
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The banks take the cash and use it to build their reserves.
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Reserve Banks take turns compiling and composing the information for the national summary with staff at the Board of Governors looking over their shoulders.
Mr Lenihan's later decision to set up an asset-management agency to take on the banks' dud property loans was also taken from the textbooks.
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As banks take more measures to insulate consumers from the danger of stolen credentials, the cost of fraud for individuals is lower than ever.
Wall Street banks take whole bundles of mortgages and carve them up into securities, sort of like a butcher shop carving up a side of beef.
She adds that the FDIC recently came out and said that small banks will not be subject to Fed stress tests that their larger counter banks take part in.
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She also wants more clarity and legal certainty on the emergency funding arrangements, so that in future the banks take some of the burden off taxpayers for any bail-out.
Not only will the banks take losses on the loans for deals to which they have already committed, they will likely hold back from making new loans until the pipeline clears.
The banks take over the money printing duties of the Federal Reserve, help contain the cost of U.S. government borrowing and the Federal Reserve gets some much needed inflation fighting credibility.
For the unenlightened, it works like this: Banks take in deposits and borrow in the capital markets, usually by issuing commercial paper, notes and bonds to raise more money which they lend out.
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Research by Tobias Adrian of the Federal Reserve Bank of New York and Hyun Song Shin of Princeton University indicates that banks take on more debt when the mark-to-market value of their assets increases.
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