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Survey officer John Lort Stokes was nineteen.
FORBES: Unleashing the Energies of the Digital Cowboy Generation
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Strikingly, the Fed's loan-officer survey showed that 70% of respondents expect the quality of their credit-card and other consumer-loan portfolios to get worse.
ECONOMIST: The credit crisis
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In its most recent senior loan officer survey in July, the Fed found that 60% of commercial banks tightened lending standards to large- and middle-market firms, and 65% had tightened lending standards for loans to small companies.
FORBES: Credit Crisis
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For example, in the latest Senior Loan Officer Opinion Survey conducted by the Federal Reserve, banks reported having further tightened their lending standards and terms for a broad range of loan types over the past three months.
NPR: Economic Swoon to Continue, Bernanke Says
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Results are from a survey done by the Chief Marketing Officer (CMO) Council and Lithium.
FORBES: Nearly One Third Of Online Consumers Trust A Stranger Over A Brand
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Sarah Jones, the environment and heritage officer for Cadwyn Clwyd - the regeneration agency which commissioned the survey - said side shoots on the trees are ideal cuttings.
BBC: Black poplar trees found in Denbighshire lay-by 'unique'
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"When you're greeted with something that's less than welcoming, that first taste in your mouth is quite disconcerting, " said Geoff Freeman, chief operating officer of the U.S. Travel Association, the industry trade group that conducted the survey in partnership with Consensus Research.
CNN: Survey: U.S. Customs is driving visitors away