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It's also smart to comparison shop, he says, for insurance plans and for brokers and agents.
NPR: The Hunt For Affordable Health Insurance
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They compare prices and shop with their smart phones on the Internet.
FORBES: Black Friday, The Kick-Off To A Happy Holiday Season
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For example, if someone is watching a pizza commercial, the app could offer a coupon for the pizza shop on the user's smart device.
WSJ: Apps Coming That Recommend TV Shows
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Yet most impressive are the more modest homegrown ventures: new boutique hotels, restaurants, small IT shops, printers, event planning, and tourism offerings. (In 2010 alone, 18, 447 new businesses were registered in Rwanda.) A young woman dressed in smart attire urged two visitors to come to her new shop, which sells upscale fabrics and offers custom tailoring.
FORBES: Rwanda: A Stunning Turnaround On A Continent Marked By Broken Promises
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Like last year, smart retailers are betting on mobile devices to help their customers shop smarter and faster.
FORBES: The Best Apps For Smart Black Friday Shopping
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Personal navigation and smart yellow pages that can find the nearest Italian restaurant or golf shop, say, will be both popular and useful.
ECONOMIST: Waves of the future