This job falls to Unedic, which is co-managed by employers and workers, who jointly set rules on entitlements, based on personal contributions.
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The rules are set up to aid the government coffers and governmeent employees personal bank accoutns, not the profits of the Multinational.
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Promisingly, the Chinese bank regulator announced draft rules in May to allow domestic and foreign institutions to set up consumer-finance firms to offer personal loans for consumer-goods purchases.
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