Sun National Bank did exactly that, using Microsoft Dynamics CRM robust workflow capabilities to increase cross-selling rates by 20%, reduce time to approve loans by 80%, and reduce time to market for new products by 67%.
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"We're finding mid-size companies with 20% growth rates selling at 15 to 20 times earnings, " he says.
But as soon as the Bank starts raising interest rates and selling back those government bonds, the similarity with Zimbabwe starts to disappear.
The bidders (including the supposed last-resort bidders) disappeared and holders were stuck, either having to settle for the very low default rates or selling at a deep discount to speculators.
In order to meet the margin calls, a suddenly cash-strapped Harvard has been unloading most of its stock portfolio at fire-sale prices--effectively throwing good money after bad--and selling IOUs bearing interest rates of up to 6.5%, meaning that hefty debt service now makes up a growing percentage of Harvard's budget.
But the other issue is one Keith raised earlier in the evening, and that is whether there's a possibility of a "W." One of the reasons we are selling the houses we're selling today is that interest rates are so low.
Eventually, as more and more domestic bonds back the currency, the board can engage in open-market operations, buying and selling the bonds to nudge interest rates, just as central banks do.
Barclays is currently reviewing its operations in the light of recent scandals over the fixing of Libor rates and PPI mis-selling.
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It said the move is in response to the Scottish government's health levy, a supplementary charge on business rates paid by large stores selling cigarettes and alcohol.
Nationally, Bank Leumi USA says, developers of luxury apartment buildings are selling them to commercial buyers for cap rates of 6% to 7%--one to two percentage points over ten-year Treasury yields.
It's unclear if the prospect of higher rates sparked a wave of insider selling.
Bars will be open until 4 a.m. to accommodate revelers, and hotels in the area are selling at two or three times the normal rates.
Tax rates, including those elusive rates on capital gains that sparked selling, will be set in the course of months, if not exactly by the end of the year.
High interest rates caused Irish banks to cease selling sovereign debt bonds, a move that some say may cause a chain reaction to other EU nations like Portugal and Spain.
We included in the prospective winners the top-five selling luxury cars, since their sell-rates by design are lower than those of economy sedans but they often receive extremely high satisfaction and CR scores.
Now the stock is suffering because people are so afraid of what may happen to capital gains rates in 2013 that they are selling now to ensure their big gains are taxed at just 15%.
In one company, propensity modelling delivered a 170% increase in conversion rates across cross- and up-selling campaigns.
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Each of these rallies ended up succumbing to selling, even during quarters with high-percentage beat rates.
There are other ways to capitalize on the current tax rates before they expire, in addition to selling for personal gain.
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Life insurers' biggest-selling product of the late 1980s was annuities offering fixed rates much higher than could be obtained from other fixed-income products.
"Upfront" pricing refers the rates at which networks sell ads during their annual selling season in the spring.
One, stock prices get so expensive that even at zero interest rates corporate America stops shrinking the float and begins selling shares big time.
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Profitability was affected by unfavorable foreign exchange rates and increased marketing investments, even though average selling prices for home appliance products rose in the fourth quarter.
Moreover, they argue that taxing capital gains at higher rates would be counter-productive because people would just stop selling assets with gains and Treasury revenues would fall.
Apart from attracting more traffic at drugstores, selling general merchandise generates more sales, which then absorb the rising rental rates and shrinking gross margins on pharmaceutical drugs in general.
If you find yourself on the positive end of things, you may want to consider selling appreciated securities to harvest gains that will be taxed at current low rates.
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So if state officials reject the rates an insurer needs to stay solvent that firm may simply stop selling policies.
With equity as cheap to raise as it is, and interest rates threatening to rise, it might make more sense to be selling shares rather than buying them.
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Stocks and bonds both do poorly at such a time--bonds because their prices go down as inflation forces up interest rates, and stocks because corporations have a hard time keeping their selling prices ahead of rising input costs.
If we simply raised tax rates, the super-rich would just as simply stop showing income or selling assets.
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