Mr. TYSON RUSSUM(ph) (Former Employee, Ameriquest): I didn't really realize that until somebody called up and threatened to come up and shoot us all in the head.
Mr. RUSSUM: Maybe the first couple of documents they saw in their package were fixed rate, and then they would slip in the adjustable rate docs at the end and then trashing the fixed-rate docs.
Mr. RUSSUM: I think when I showed up for my first day there was three of us that were all new hires that came in together and told us to go into the conference room and watch a couple of videos.