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To make matters worse, the Credit CARD Act of 2009 restricted credit access for people under the age of 21.
FORBES: The Best Credit Card Choices From College To Retirement
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Usury laws restricted the availability of credit to those who needed it most.
FORBES: Magazine Article
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Existing homes and new construction qualify for this credit which is restricted to your principal residence.
FORBES: Heat Wave Sweeps U.S., Reminds Taxpayers of Value of Energy Credits
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The child element of child tax credit and the disability elements of tax credit will be uprated in line with inflation, but other tax credit increases will be restricted.
BBC: Osborne confirms pay and jobs pain as growth slows
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To Wednesday's credit, Forest had been restricted to largely long-range efforts, while Varney almost equalised before the break but his effort was superbly blocked by Wes Morgan.
BBC: Sport - Football - Nottm Forest 2-1 Sheff Wed
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Last year, the U.S. government passed a sweeping law that restricted fees and increased transparency about costs involved in credit cards in an effort to make consumer habits more prudent.
WSJ: Indians Are Better Off than Americans
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With small business credit tighter than in the pre-recession era and options for personally financing new companies through home equity lines of credit, credit cards, or savings much more restricted than it once was, many of those reentering the labor force who would have considered starting businesses in more expansionary times are not thinking of starting businesses now.
FORBES: Few Managerial Job Seekers Starting Businesses
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The President is taking steps to do what we can to develop programs to ensure, as he has, that small businesses are getting access to capital that they might need that they see restricted as a result of the constriction in capital and credit available.
WHITEHOUSE: Press Briefing
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While the ability of some smaller banks to lend is restricted by the loan-to-deposit ratio regulations, sluggish credit expansion was not primarily a result of liquidity constraints, Barclays analysts said.
FORBES: Barclays Reiterates 'No Hard Landing' Call For China
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Banks continue to tighten credit, and their own belts Citigroup has even restricted colour photocopying.
ECONOMIST: American banks