The changes will impact on thousands of people in Northern Ireland, affecting those in receipt of payments such as disability living allowance, housing benefit and employment support.

BBC: Northern Ireland

Mr Duncan Smith cited Department for Work and Pensions research that suggests the cap on housing benefit - due to come in next year - meant a third of people in receipt of payments would look for work.

BBC: Conservative conference: Welfare needs 'cultural shift'

Expect litigation, settlements and agreements to forego receipt of such future payments by the insurance brokers.

FORBES: The Next Insurance Scandal (May 2, 2005)

And by continuing to work and delaying receipt of Social Security benefits, you are positioning yourself to have potentially higher payments adjusted annually for inflation for the rest of your life.

FORBES: Delaying Retirement, But Not Your Retirement Dreams

The IRS spokeswoman warns that all tax payments are due by April 15, even for people who find out they are theft victims after that date. (Often it can take 48 hours to get an e-filing receipt.) IRS computers won't accept electronic payments from e-filers whose returns are rejected because of theft, so last-minute e-filers who owe tax should consider printing a voucher and mailing it with a check.

WSJ: Tax Report: It's Tax ID-Theft Season