Regular homeowners insurance provides coverage for the cost of additional living expenses if a home is damaged by an insured disaster, such as wind damage or a tree that fell through the roof.

WSJ: Filing a Claim? Here's What to Do

The state only provides a modest bump in salary to cover the higher cost of living (both Powers and Thomas live on Rockaway).

FORBES

Most experts agree that the Superlative CPI provides a more accurate measure of the average change in the cost of living than the standard CPI.

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