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Banks typically pool funds raised by wealth-management products and invest the money in poorly disclosed assets or projects, leading to a lack of clarity about the underlying assets.
It has also-ran products, and its talent pool (despite 19, 000 employees) has been decimated by years of cost cutting and underfunding as Motorola was ramrodded by Carl Icahn into a split, and a very, very weak 5th position in the market.
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Other amenities at The Siam include a 70-foot infinity pool overlooking the river and a fine spa using products by the Australian company Sodashi.
And Apple has this enormous cash balance to fund this talented pool of designers, engineers and marketers to introduce new products to market.
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The potential market for your products or services can be defined as the pool of consumers or businesses who would consider purchasing them.
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To attract this growing pool of borrowers, lenders repurposed "creative financing" products that had previously been marketed to high-income borrowers seeking flexibility with their money.
On the surface, it seems Fidelity is angling to use the ETF wrapper as a way to pool assets from its existing mutual funds to expand the reach of those products.
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The investment component of variable products is not guaranteed at all, but the assets in the investment pool belong to the annuity holders, not to the insurer or its creditors.
While both sites appear to be targeting the same customer pool of some 2.5 million smalltime investors in the Malaysian stock markets, the products may be slightly different.
The spa is another standout, with a flowing indoor-outdoor space that wraps around a waterfall-soundtracked pool, skilled massage therapists, and top-notch facials with cult-favorite natural products like Organic Pharmacy and Osea.
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If big international investors were genuinely free to develop markets in China, they would provide the Chinese with a wider range of products and services, and make new and better jobs for that huge, willing labor pool.
This capacity is equally critical to politicians seeking re-election, brands trying to market products and services to hyper-connected customers, or non-profits seeking to expand their donor pool and engagement.
Rees' roll call of young stars - all of whom are products of the club's hugely successful Academy - is a reminder that Wasps have a huge pool of exciting talent to draw on.
But since 1996, FHA's share of the mortgage market has dropped from 32% to 6%, largely because the private sector began offering exotic (read: easier to qualify for) products--such as adjustable-rate mortgages, or ARMs--to an increasingly risky pool of investors.
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