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About 12% of the current deals require a 10% down payment, and only 3% are available to people with a deposit of 5% or less.
BBC: House prices in London rise by 7%
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Buyers of Iranian oil and gas must deposit payment in a local bank account and it cannot be transferred abroad.
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It requires a 50% deposit at the time of purchase and then full payment in four months when clothing is delivered.
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The ring-fence structure makes a distinction between the bits of banking that need saving (deposit-taking banks, payment systems and the like) and the bits that do not (bonus-gorging investment bankers).
ECONOMIST: Banking reforms
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In theory, in the worst cases, the parts of the banks that are thought to be most important to keeping the rest of the financial system functioning smoothly, for instance their deposit books and payment systems, will be quickly cut out and transplanted into a healthy bank or kept on life support.
ECONOMIST: Dealing with bad banks
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This new payment system also takes the cheapest money out of circulation because it encourages banks to leave more funds on deposit at the Fed rather until they identify a more profitable alternative.
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Of the 1, 623 mortgage deals currently on offer, two-thirds still require a deposit of at least 25%, with a quarter of all deals needing a down-payment from the borrower of at least 40%.
BBC: UK house prices 'up 2.6% in May'
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Retail bank branches may be the oldest legacy of all, but they have not been replaced by ATMs, direct deposit, standing orders for bill payment, travelers checks, credit cards, phone banking, Internet banking or mobile banking.
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