But while the market for courses is strong at present, Hardie believes future growth will come more from custom than open courses, because many companies perceive them as offering better value for money.

CNN: Economic growth underpins demand

As a result the only way that operators can squeeze more money out of subscribers is by offering them new services and phones.

BBC: Battle lines drawn over future phones

They also include banning "referral fees" where companies can profit from selling on someone's personal injury claim and stopping claims management companies from offering money or goods as an inducement to make a claim through them.

BBC: Traffic

Is he offering to campaign in their districts and to come out and raise money for them?

WHITEHOUSE: Press Briefing

Investors looking for profit in the world of exchange-traded funds will find that their money is better made in the products than in the companies offering them up.

FORBES: How to Make Money with ETFs

The firm's move deeper into the asset-management business comes as more Japanese financial institutions seek to tap the huge amounts of household money sitting in low-interest savings accounts, but often lack the expertise in offering them attractive products.

WSJ: Japan's Orix Buys Dutch Asset Manager