Since 2007, the foreclosure crisis, which has claimed nearly four million homes, has played out very differently across the U.S. After the robo-signing scandal of late 2010, lenders, flush with defaulted mortgage notes, delayed their processing of foreclosures, most notably in judicial states, where filings circulate through a court system.

FORBES: The Foreclosure Crisis Isn't Over Just Yet

The report also notes that new employers are sometimes indifferent to processing rollovers because they must confirm that the money comes from another qualified plan.

WSJ: When Rolling Over, Make Sure You Don't Get Squished by Costs