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If you decide to purchase an annuity then you should remember that you can purchase your annuity from any company on the market and not just the company that your current pension fund is with, so again you may need to take advice to help seek out the best rates.
BBC: Fergus Muirhead
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Your pension funds trustees are not obliged to send you an annual statement automatically, although some will do.
BBC: Q&A: What should I do with my pension?
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What you did not mention in your programme was "War Pension status": You only get help from Combat stress if you are a war pensioner.
BBC: NEWS | Programmes | Panorama | Tell us your story
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The House also left untouched another draconian tax that subjects up to 85% of your Social Security benefits directly to the income tax, even if you are not working, and your income from a private pension or your savings exceeds a certain level.
FORBES: Fact And Comment
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The Government Pension Offset (see 23) provision will decline, in real terms, if your pension from non-covered employment is not fully indexed for inflation.
FORBES: 44 Social Security 'Secrets' All Baby Boomers and Millions of Current Recipients Need to Know - Revised!
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You may also have to pay estimated tax if the amount of income tax being withheld from your salary, pension, or other income is not enough.
FORBES: Taxes From A To Z (2013): A Is For Annualized Income Installment Method
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Whether you know it or not, someone is busy trying to figure how to screw you out of your pension.
FORBES: The Greatest Retirement Crisis In American History
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Whilst I suspect that you will not now agree with it, I hope you can understand my rationale for declining your request to voluntarily reduce my pension entitlement.
BBC: In full: Sir Fred Goodwin's letter