Some who are not inclined to international travel can simply arrange for adebitcard attached to an offshore bank account established over the Internet.
If you have sufficient liquid assets available, not only will you be able to access those funds with adebitcard, but hopefully you should be able to get a secured credit card with a higher limit.
It decided not to test a plan in which customers who were about to make a debit-card purchase but didn't have enough in their account would have gotten an alert giving them the option of buying overdraft protection.