Showing fireworks, a baby and the broadcaster's "millennium" dandelion motif - as well as some Christmassy snowflakes - the cards look to the NewYear with a palpable enthusiasm.
Bank-issued credit card lending to sub-prime consumers jumped 41% between 2010 and 2011 hitting a four-year high in December 2011 with 1.1 million new bank credit cards issued.
While a major refresh of its heavy-duty pickup models is still in the cards for this year, Ram is seeing a two-year delay in plans for a new small commercial van based on a Fiat model.