McClurg fills out the guest schedule according to each owner's first, second and third travel-date preferences.

FORBES: Life

McClurg later lined up 17 other sponsors, including gin paragliders, Aviso surfboards and Teva sandals.

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The boat started taking on water, forcing McClurg and his four guests to motor 11 miles to the nearest port.

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"We're really not planners, and for Jody and me to plan something that was five years long was epic, " says McClurg.

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"I was worn out, and we were a little offtrack, " admits McClurg.

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McClurg couldn't afford to pay a lawyer to draft contracts, so he tweaked a Learjet lease contract he had found on the Web.

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McClurg aims to expand his time-share model to a fleet of four boats serving specific regions, such as the Caribbean and the Mediterranean.

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When he had sold just 30% of the total shares, McClurg struck an endorsement deal with Pure Action Sports Worldwide, maker of Best kiteboarding gear.

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Though he needed their money, McClurg made sure to vet all potential owners by having them fill out a 25-question survey about their sailing experience, temperament and tastes.

FORBES: Life

He was Tom McClurg, 46, of Ballymacormick Drive in Bangor.

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