Do borrowers not understand they are trading a lower interest rate for greater risk?
Within months, these loans were restructured, with a later repayment date and a lower interest rate.
Private bondholders may be offered a 10-15 year extension of maturities and a lower interest rate.
This not only allows Turkey to borrow at a lower interest rate, but should also boost investor sentiment.
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They do make refinancing more costly, but mortgages that include such penalties compensate by charging a lower interest rate.
This happens when a higher-yielding bond matures in a lower interest rate environment.
The swap is likely to result in a significantly lower interest rate being paid by Jamaica to its lenders.
Given the numbers, the family is trying to avoid moving and recently refinanced their house at a lower interest rate.
Because the bonds are tax-free, the issuers pay a lower interest rate by an amount almost exactly equal to the tax benefit.
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Instead of continuing to hold a high interest investment, investors are left to reinvest funds in a lower interest rate environment.
Charge them a few hundred dollars to alter the paperwork to reflect the lower interest rate and be done with it.
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For pre-May 31st, 2009 borrowers, the savings from securing a lower interest rate and reducing monthly MIP costs can be significant.
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The measure would eliminate some tax breaks, including one for oil companies, to pay the federal cost of extending the lower interest rate.
Following the Icelandic crisis the council renegotiated the terms of the Dexia investment, accepting a lower interest rate in return for the government guarantees.
In Ireland's case a restructuring should involve a haircut for some bank creditors and then a lower interest rate on the debt that is left.
The FDIC certainly charges the banks for it in the US and depositors pay it by getting a lower interest rate than they otherwise would.
The carry trade involves a currency play in which a lower interest rate currency is sold to purchase a currency with a higher interest rate.
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Going into the conversation, I was under the impression that Ireland might hope to renegotiate at a lower interest rate after the crisis has stabilized somewhat.
In a lower interest rate environment, there is a less investment income and is one of the factors weighing on the stock prices of insurance companies.
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That kind of demand is a happy problem for the underwriter, who can command a lower interest rate for the client and that is exactly what happened.
The cash was handed to Mr. Golubkov on behalf of a customer who was seeking an extension to his loan and a lower interest rate, the ministry alleged.
The income tax deduction for muni bonds is supposed to help state and local governments to borrow at a much lower interest rate to finance large public investments.
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There is the added situation that many such insured defaults are staged to allow the issuer to accelerate the bonds and refund them at a lower interest rate.
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During the quarter, Smithfield refinanced high interest bearing debt with new debt at a much lower interest rate and a longer maturity, thus reducing interest expense by 6%.
Separately, by refinancing to a significantly lower interest rate, some borrowers can end up with a lower monthly payment than they were previously paying despite ending up with a bigger loan.
The bonds, with their new lower interest rate, would still be worth holding if investors expected the currency to appreciate by enough to offset the interest-rate disadvantage but the currency is falling.
Essentially the goal in re-mortgaging an existing loan is to reduce the payment by getting a lower interest rate, stretching out the payments over a longer period of time, or both.
In turn, that lower interest rate should help Kilroy realize a return on the project of about 7%, better than the below-5% return that many investors are getting by acquiring existing buildings.
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We felt they had us over a barrel, and I think they baited us with the lower interest rate and knew all along that they were going to switch the rate on us.
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