The major impediment to adoption of low-cost payment systems is "centered around consumer attitude and motivating consumers to change their habits, " said Snyder.
The show used the shabbiest possible effects, plus a fly-by-night attitude toward narrative logic, although its low budget was as much a feature as a bug: it made something out of nothing, much the way Abed and Troy constructed their Dreamatorium engine out of cardboard tubes and a funnel.
Scotland sit third in the Fair Play League - behind Norway and Denmark - and McGhee insists the attitude of his players has played a key role in maintaining a low national card count.