The Resolution Trust Corp. came to life in 1989 after the failure of the Federal Savings and Loan Insurance Corp.
In line with its investments and market trends, AIG has also launched a home-loan insurance business to protect mortgages against failure.
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Satyajit Chatterjee at the Federal Reserve Bank of Philadelphia and Felicia Anamaria Ionescu at Colgate University recently published a paper examining the possible market for student loan insurance.
In their proposal, a student loan insurance market would increase the number of students finishing their degree by 3.8%, with greater effects for students who are currently more likely to drop out.
For one, the regulator for American housing lenders, the Federal Savings and Loan Insurance Corporation, was widely felt to be part of the problem, much as Japan's finance ministry now bears the onus for the collapse of institutions that it regulates.
And it will ensure that every American receives a free credit score if they are denied a loan or insurance because of that score.
They buy some food at discounted prices through their church, but are proud they have remained current on their mortgage, home-equity loan, insurance and property taxes.
The idea is to offer a place where Spanish- and Portuguese-speaking denizens of the Net -- 10 million and counting -- can comparison-shop for a mortgage, a car loan or insurance, as well as check stock quots and financial news.
As a result, Americans increasingly are becoming their own bank tellers, loan officers, insurance adjusters, checkout clerks, restaurant order takers, citrus-crop inspectors and mall concierges.
The government needs to get out of the business of loan purchasing and insurance, and we need to gradually privatize GSEs over the next five years.
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He formed Light Bioscience in March 2000, subsidizing his research and patent filings with a second mortgage on his house and a loan against his life insurance policy.
Companies without sustainable water management practices could see restricted access to capital, high loan rates, and inflated insurance premiums.
In our consolidated balance sheet these shares are carried at cost rather than market, since they are owned by Mutual Savings and Loan, a non-insurance subsidiary.
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When you roll in the insurance fee into the loan balance you have a loan to value ratio that starts at over 98%.
The loan guarantee acts as lenders' insurance in case of default or unforeseen delay for technologies trying to go commercial for the first time.
An FHA insured loan would charge you a monthly insurance premium.
As the FDIC chairman, she has added programs to the agency, including ones that provide temporary liquidity guarantees, increases in deposit insurance limits and systematic loan modifications to troubled borrowers.
But instead, as I first reported at Clusterstock, a bulk of that loan was used to buy distressed insurance assets for a steal of a price from Old Mutual.
If you take money out of a life insurance policy as a loan (assuming this is permitted under the terms of your policy), the amount of the loan is not taxable to you.
However, now back on its feet, the headlines are that GM wants to buy back GMAC, the auto loan, real estate mortgage, insurance giant, putting it right back into the financial business in a big way.
Before you sign any loan papers, ask the lender whether the loan includes any charges for voluntary credit insurance.
Payment protection insurance was designed to cover loan repayments for policyholders who became ill, had an accident or lost their job.
The two-year loan, secured against AIG's insurance businesses, carries an interest rate of LIBOR plus 850 basis points (hundredths of a percentage point).
The Bush administration is getting in on the act, putting forth a plan allowing risky loan holders to qualify for federal mortgage insurance even if they're delinquent.
There are questions that need to be asked in every single one of our financial dealings going forward whether it is for an investment, insurance or any type of loan.
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The Fed has also recorded a handsome profit on its emergency-lending programmes to healthy banks, as did the Treasury on its purchases of mortgage-backed securities and, so far, the Federal Deposit Insurance Corporation on bank-loan guarantees.
First Manhattan, a consultancy, reckons that one-third of the improvement in big American banks' earnings since 1993 comes from three non-recurring factors: lower deposit-insurance premiums, smaller provisions for loan losses and a wider gap between market interest rates and the rates banks pay depositors.
Your monthly payments for your home equity loan, car loan, or mortgage will include the credit life insurance premiums.
Brazil reduced reserve requirements and gave banks and its deposit-insurance fund incentives to buy up the loan portfolios of smaller banks.
Motorists buying a used car are being advised to get it independently inspected, but also to check its history to make sure it has not been stolen, written off for insurance purposes or still carries an outstanding loan.
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