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Soft loan growth will cause low earnings, both directly and through competition for the few good loan opportunities in the market.
FORBES: Bank Problems in 2013 -- and Strategies to Overcome Them
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We will try and bring one or two in on loan and try and increase the competition if we can.
BBC: Baggies rocked by Miller lay-off
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Rovers beat off competition to sign Andrew on loan last season and are aware other clubs will monitoring his situation.
BBC: Rovers set deadline for Andrews
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In an area of the financial market awash in innovation but also brimming with competition, the PowerShares Senior Loan ETF was the first of its kind.
FORBES: The Godfather Of ETFs
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Grew believes their additions, plus the arrival of Lewis Haldane on loan from Bristol Rovers, has increased competition for places and brought some quality to the squad.
BBC: Vale new boys need games - Grew
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Seasiders' boss Steve McMahon is bringing in the 19-year-old, who also had a brief spell on loan at Darlington earlier this season, as competition for Phil Barnes following an injury to Michael Theoklitos.
BBC: McMahon signs new deal
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Unless China restructures its inefficient state industry, removes the remaining obligations on state banks to lend on government orders, and liberalises interest rates to provide a measure of competition, then the bad-loan problem could re-emerge.
ECONOMIST: Problems left over from history
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Morgan, auto-loan originations fell 19% year-over-year, due to more competition.
WSJ: Banks Loosen Purse Strings
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He faces competition for a place up front from the likes of Billy Paynter and fellow loan signings Tope Obadeyi and Ben Hutchinson.
BBC: Swindon complete Revell signing
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It also plans to refer the market to the Competition Commission, after it found "deep-rooted" problems in how payday loan companies compete.
BBC: Payday lenders told to improve by OFT