No Fault Compensation merely means, as I understand it, that you replace the need to show fault with some kind of strict liability but you still have to go to court, you have to sue, you have to prove things called causation.

BBC: Bristol babies inquiry chairman, Prof Ian Kennedy quizzed

Moreover, as a concession to e-tailers, fed up with paying for charge-backs they believe are not their fault, it is switching liability from retailers to issuing banks.

ECONOMIST: Paying online