Nor does it include the cost of driving poor people (whose limited assets and irregular financial transactions make them particularly costly to service) out of the banking system.
At the same time, the simple structural device that propels the play the incoming calls that keep the pay phone of Becker's Car Service ringing at frequent but unpredictably irregular intervals ensures that the action will never be sidetracked by the savory digressions with which the script is salted.