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This is often the most inexpensive method of insurance.
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The actually writing of insurance policies is just a method of gaining access to that float.
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With this method of valuing homeowners insurance, no one would ever buy it.
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As a small business owner, asking your existing broker for a quote is not going to solve this problem as it will require a new method behind providing employees with health insurance.
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Cornell University economists Richard Burkhauser, Sean Lyons, and Kosali Simon (Indiana University) wrote for the Employment Policies Institute on another method by which employers and employees can leverage health insurance tax credits to their advantage.
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It has proposed sensible reforms to America's private-pension insurance system, including tying premiums to risk and a more accurate method of measuring pension assets and liabilities.
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His method, simply put, was to use the words of insurance companies against them, with the hope of illustrating two realities: the reality of business marketing, where a pro-consumer position is desirable, and the reality of business economics, where a pro-consumer position might create a serious loss.
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In one method, the insured sets up an irrevocable trust to buy a life-insurance policy and pays the premiums by giving sums of money to the trust annually.
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