No doubt a sovereign government has greater borrowing capacity and credibility than an individual household.
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That makes it easy to tailor a particular service to each individual household.
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By using the Family Spending Survey (FSS) to estimate a few key expenditure items, some individual household accuracy is lost.
For the individual household or corporation, it bestows flexibility.
Johnson Controls is one of the companies to push the envelope in this arena, in tandem -one would hope- with venture capital that can see the wisdom in energy efficiency multiplied by every individual household and building.
Its former chairman, Dick Kovacevich, was a zealot about cross-selling products to existing customers and building up multiple relationships with each individual and household.
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The picture is even more dramatic if you consider wealth - the total value of a household or individual's assets such as their home and investments.
Furthermore, potential changes to our service, such as shifting towards individual memberships as opposed to household memberships or offering credential-less free trials, could cause churn to increase.
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More importantly, these telecom companies offer services to individual subscribers whereas Netflix is more like a household subscription service.
It does household-level recommendations, not individual.
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The household survey contacts about 60, 000 individual households to find out how many Americans are working.
For you are quite deliberately placing individual numbers (per capita) against unit (household) numbers without taking into account the change in the number of capitas in the unit.
No car currently manufactured deserves the coveted best car trophy, and that includes Consumer Reports' 99-point Tesla Model S. Personal transportation needs are uniquely individual, based on occupation, regional location, household size, income and, of course, taste.
So income per household could stay the same even if income per individual were rising.
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In the home, PCs have evolved from one-per-household shared devices (typically desktops) to one-per-person individual devices (typically notebooks).
Assuming that the median income of individual health-insurance buyers was roughly the same as the median income of those covered by employer-based plans, health-insurance premiums for individual-insurance buyers gobbled between 6% and 12% of after-tax household income.
Assuming the median income of individual insurance buyers is roughly the same as the median income of those covered by employer-based plans, health insurance premiums for individual insurance buyers can gobble between 6% and 12% of after-tax household income, according to some estimates.
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